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Yes, You Can: Top Job Tips for Midlife Career Changes

Sometimes people are forced to change careers in middle age, but often they choose to do it. A job that is less demanding might be attractive for an aging worker, but so might a job that feels more fulfilling. As baby boomer concerns over retirement savings mount, working longer might not be an option; but that doesn’t mean that you need to work more years...

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Worried About Running Out of Money Later in Retirement: The Deferred Annuity Solution

Who Worries About Running out of Money Later In Retirement? Are you worried about running out of retirement savings later in retirement? If so, you are not alone and also have plenty of company. According to a recent AARP survey of baby boomers, respondents said they had more concerns about running out of money during retirement than concerns about getting sick and dying! While these...

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The Best Tips to Reduce Debt This Year

Can You Reduce Debt for a More Comfortable Retirement? Obviously, people who enjoy comfortable retirements have usually worked very diligently to reduce or eliminate debt and build up savings and investments. If you are facing retirement with a big pile of debts, particularly unsecured credit card debt, this can seem like an impossible obstacle to overcome. However, you might benefit from considering some of these...

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4 Tax Advantages of Permanent Life Insurance Policies

Dave Simbro is a senior vice-president for Northwestern Mutual, and he compares permanent life insurance, like whole or universal life, to a Swiss Army knife because there are so many ways to pull money out. Insurance is not supposed to be considered an investment, but it might be fair to compare it to a piggy bank. When compared to things that are investments, like stocks...

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Good Jobs For RV’ERS (Camper Work Force Jobs)

You can work and live in a recreational vehicle.

Can You Work While Roaming the Road in an RV? We already discussed the full time RV lifestyle, and the biggest problem most people have is they still need to earn some additional income to supplement savings and retirement income. There are lots of ways to work on the road, and some employers even provide camping space and amenities for road warriors with recreational vehicles...

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Baby Boomer Job Tips: High Paying Home Jobs

Work at Home Jobs that Pay Well

Work at Home Jobs That Pay Well A recent Gallup Poll concerning retirement ages revealed the sad truth that more and more baby boomers are reluctant to retire, and that is more about struggling financially than any true passion for their career. Look at the ages that boomers expect to retire according to this poll: 64 or under: 27 percent 65: 24 percent Over 65:...

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Are Reverse Mortgages Good or Bad?

Work at Home Jobs that Pay Well

The Pros and Cons of Reverse Mortgages You may have even seen the Fonz (AKA Henry WInkler) pushing reverse mortgages on TV lately. However, you might have also noticed some news stories about vulnerable senior citizens who got in trouble with these types of reverse loans that allow you to get payments from your home while you still live there. Reverse mortgages can be good...

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Long Term Care Insurance Alternatives

Alternatives to Long Term Care Insurance Some time ago, Baby Boomer Concerns published an article titles, The Pros and Cons of Long Term Care Insurance. Readers asked for more information about long term care insurance alternatives. Obviously, these readers already know that long term care is expensive and the costs have been increasing pretty steadily each year. Planning for the cost of long term care...

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How To Get Started With Bitcoins

Are You Getting Bitcoins?

The Simple Guide To The Best Ways To Get And Use Bitcoins Bitcoin is a virtual and online currency that was created in 2009 as a response the financial crisis and mistrust of national currencies. Once in the background as something that only concerned computer hackers, people making illicit purchases, or the truly paranoid, these coins have begun to get attention with mainstream news outlets...

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Compare Roth vs. Traditional IRA Plans: Which is better?

Even if you are already over 50 years old, there is still time to start saving for retirement. If you have (hopefully) already begun saving for your golden years, you might find that there is still time to change your retirement strategy too. Since traditional and Roth individual retirement accounts (IRA) both encourage Americans to save for retirement through a variety of tax advantages, you...

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Informing baby boomers!